
Platinum Visa from Space City Financial
Consolidate your high-interest debt and start saving with 0% introductory APR³
Unlock a world of features and rewards
The Platinum Visa from TDECU is a top choice as a balance transfer credit card. With a 0% introductory APR¹ for 12 months on balance transfers⁴ and no annual fee, you can easily transfer your existing balances and start paying down your principal, rather than building up interest charges. Our Platinum cardholders also receive the same great benefits as our other TDECU credit cards, including saving 5% on fuel and in-store purchases at participating Buc-ee’s locations².
Apply nowShould I consolidate my credit cards?
Transferring your credit card balances to the TDECU Platinum Visa can help lower your interest rates and give you one monthly payment. Want to know how much you could save on interest? Use our debt consolidation calculator.
Calculate my savings14.49% – 17.99%
APR for purchases
Suggested credit: Good
Additional Benefits
- No annual fees or cash advance fees
Minimum payment and incentives
- Minimum payments as low as 2% of your balance (minimum $18)
- 25–day interest–free grace period if balance is paid in full by the next payment due date
Travel benefits
- Worldwide acceptance and ATM access
- Baggage Delay Insurance
- $100,000 Travel Accident Insurance
- No currency conversion charges
- Visa global services
Account and purchase protection
- Zero liability protection⁵
- Free identity theft protection