Let’s do more, together.
Life doesn’t wait—and neither should your finances. At Space City Financial, we combine real people, intuitive tools, and personal guidance to help you move forward.
Value Plus Checking
.png&w=3840&q=75)
Home loans test
Step into home ownership with competitive rates, no hidden fees, and 0% down options.
.png&w=3840&q=75)
Value Plus Checking test
Care to join us?
We’ve been helping families and businesses reach their financial goals since 1955, and we’re just getting started. With tons of flexible products, community initiatives, streamlined technology, and a commitment to thoughtful service, we’re here to help you do more.
We’re conveniently digital and totally human
Stop by your local Member Center
Find a locationCheck out our competitive rates for purchases, home loan refinancing, home equity loans, and to determine your monthly payment.
Pay bills
Stay on top of your bills with our easy-to-use bill pay feature.
Schedule payments, track due dates, and manage everything in one place—saving you time and keeping you in control.
"They let me know if a storm is coming. They sent me an email just saying, 'Hey, we are here for you. Call us if you need us. You can get this postponed. There are different options.' I've never gotten something like that from Bank of America ever."
Jane
Member for 6 years
"They let me know if a storm is coming. They sent me an email just saying, 'Hey, we are here for you. Call us if you need us. You can get this postponed. There are different options.' I've never gotten something like that from Bank of America ever."
Jane
Member for 6 years
"They let me know if a storm is coming. They sent me an email just saying, 'Hey, we are here for you. Call us if you need us. You can get this postponed. There are different options.' I've never gotten something like that from Bank of America ever."
Tom
Member for 4 years
"They let me know if a storm is coming. They sent me an email just saying, 'Hey, we are here for you. Call us if you need us. You can get this postponed. There are different options.' I've never gotten something like that from Bank of America ever."
Mary
Member of 9 years
Expert resources, financial guidance, and smart strategies from Space City Financial.
Browse Learning Center- APY = Annual Percentage Yield. Must be at least 18 years of age to open a Value Plus Checking (VPC) account with a limit of two accounts per member. The minimum opening deposit is $50.00. Highest APY includes 4.00% on VPC balances <$50,000.00 and 0.25% on VPC balances >$50,000.00. Account holders will receive a maximum monthly rebate of $30.00 on non-Space City Financial ATM fees. Rates are subject to change without notice. APY is as of 4/10/24. Other terms/conditions apply. Contact Space City Financial for complete details. Insured by NCUA. An $8.00 monthly maintenance fee applies to the Value Plus Checking account. To waive the monthly fee, you MUST maintain a minimum balance of $5,000.00 OR set up and maintain direct deposit of $1,000.00 or more.
