Compare Space City Financial safe and secure checking account options
Value Plus Checking
A premier account designed to optimize your financial potential.
Checking Test Product DO NOT USE
This is just a test product don't use this.
Restart Checking
A checking account for those who need help rebuilding financial status.
Teen Checking
A checking account to help teens, ages 13–17, develop solid financial habits.
High-Yield Checking
A checking account that yields 16x more than the national average2.
Free Checking
A personal checking account that frees you of unnecessary fees⁴.
Maximize your earnings with high interest and practical lifestyle benefits with Value Plus Checking.
Are you looking for a checking account that does more than store your money? Space City Financial Value Plus Checking is not just any checking account; it is a gateway to maximizing your financial growth and enjoying exclusive benefits designed to help you make the most of your money.
You should have access to your funds wherever you are, and whenever you need them. With our easy-to-use digital tools, you can bank confidently on any device—on your terms.
Learn about Digital BankingMember resources
Important disclosures
1.An $8.00 monthly maintenance fee applies to the Value Plus Checking account. To waive the monthly fee, you MUST maintain a minimum balance of $5,000.00 OR set up and maintain direct deposit of $1,000.00 or more.
2.Must be at least 18 years of age to open a Value Plus Checking (VPC) account with a limit of two accounts per member. The minimum opening deposit is $50.00. Highest APY includes 4.00% on VPC balances <$50,000.00 and 0.25% on VPC balances >$50,000.00. Account holders will receive a maximum monthly rebate of $30.00 on non-TDECU ATM fees. Rates are subject to change without notice. APY is as of 4/10/24. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.
3.APY = Annual Percentage Yield.
4.Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn the highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 10 debit card point-of-sale withdrawal transactions of $1 or more per month. The highest APY includes 2.50% on HYC balance up through $20,000 and 0.25% on any HYC balance over $20,000; 1.00% APY on primary savings balance up through $50,000 and 0.25% APY on primary savings balance over $50,000. If requirements are unmet, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances. Account holders will receive a maximum rebate of $30 monthly on non-TDECU ATM fees. The 17x the national average earning rate is as of 4/10/24. Other terms/conditions apply. Rates are subject to change without notice. Contact TDECU for complete details. Insured by NCUA.
5.Free refers to no monthly maintenance fees. Subject to account and penalty fees. See fee schedule.
